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Developer Documents

Overview

This is the documentation for the Monolay Open Banking API. It explains how to connect to your users' bank account and access account information from banks using the Open Banking APIs.

To get started, you need to sign up and get a client id and secret on the Monolay portal.

Service Endpoints

ServiceLiveSandbox
Oauth Tokenhttps://auth.monolay.io/oauth/tokenhttps://sandbox-auth.monolay.co.uk/oauth/token
Account Information Services (AIS)https://api.monolay.io/ais/v1https://sandbox-api.monolay.co.uk/ais/v1

Sandbox Environment

The sandbox environment is a test environment that allows you to test your integration before going live. The sandbox environment is separate from the live environment and does not affect the live environment and it connects to the model bank.

ParameterValue
institutionNameGB_MODEL_PERSONAL
Model Bank Account Usernamemits
Model Bank Account Passwordmits

Available Data

Account Information Services (AIS) can retrieve up to 24 months of transaction history and up to 90 days of continuous access before having to re-authorise the consent.

Coverage

Our AIS solution covers banks who implement the PSD2 Open Banking API. The institutionName is the bank's unique identifier which is passed when creating the consent.

Personal Banks

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Business Banks

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