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Roadmap

Monolay is continually moving forward in a fast moving world. We launched in February 2026 with our Regulated Account Information Service API.

Completed2025

Pre-launch

  • Develop regulatory compliant business plan.
  • Register as Registered Account Information Service Provider.
  • Develop an API to access AIS using Open Banking standards.
  • Integrate with major high street banks and on-line banks.
Active2026 Q2

Launch

  • Integrate with business banks and smaller retail banks.
  • Add web hook to help customers with consent management.
Planned2026 Q3

Application Development

  • Accounts Hub. A one-stop shop to access your clients' accounts and perform analysis on them. Handles all the interaction with the APIs and delivers actionable information back to the user.
Planned2027 onward

Product Expansion

  • Variable Recurring Payments. Replace DDs with Open Banking solution to reduce cost and complexity in retail payments.
  • Open Finance. Allow integration with investments and other financial assets.